Personal Checking
Checking Accounts at a Glance
Find the account that fits you BEST!
| |
Interest Bearing |
Min. Balance to Open |
Min. Balance to Avoid Fees |
Monthly Service Charge |
Highlights |
| Basic Checking |
No |
$100 |
$800 |
$7 |
*First 20 Checks Free |
| Student Checking |
No |
$100 |
N/A |
$5 |
*Students Only
*First 10 Checks Free |
| Lucky 55 Checking |
No |
$100 |
$400 |
$4 |
*Unlimited Check Writing |
| Select Checking |
No |
$100 |
N/A |
$7 |
*Free Wallet Checks
*Unlimited Check Writing
*10% Safe Deposit Box Discount
*Insurance Coverage at Add'l charge |
| Direct Checking |
No |
$100 |
N/A |
$3 |
*Unlimited Check Writing
|
| NOW Account |
Yes |
$1,500 |
$1,500 |
$10 |
*First 20 Checks Free
*Earn a interest rate on balances of $1,500.00 and above |
| NSU Faculty Account |
No |
$10 |
N/A |
N/A |
*NSU Faculty Members Only
*First 10 Checks Free |
| Hi-Fi Money Market |
Yes |
$2,500 |
$2,500 |
$10 |
*Withdrawal Restrictions Apply
*Earn a interest rate on balances of $2,500.00 and above |
| Investment Checking |
Yes |
$10,000 |
$2,500 |
$10 |
*First 20 Checks Free
*Earn a interest rate on balances of $1,500.00 and above |
| All Checking Accounts include FREE Online Banking & Billpay |
Basic Checking
- Minimum balance to open account is $100.00
- To avoid the $7.00 service charge you must:
- Maintain a $800.00 minimum balance
- Allowed up to 20 checks per month; $0.20 per item thereafter
- ATM/Debit Card available
- Free 24/7 Online Banking & Billpay
- Free Access 24 Telephone Banking
- Free Mobile Banking
Student Checking
- Minimum balance to open account is $100.00
- Monthly Service charge of $5.00
- Allowed up to 10 checks per month; $0.20 per item thereafter
- ATM/Debit Card available
- ATM/Debit Card available
- Free 24/7 Online Banking & Billpay
- Free Access 24 Telephone Banking
- Free Mobile Banking
Account restricted to Students only
Lucky 55 Checking
- Minimum balance to open account is $100.00
- To avoid the $4.00 Service charge you must:
- Maintain a $400.00 minimum balance
- Unlimited Check Writing
- ATM/Debit Card available
- Free 24/7 Online Banking & Billpay
- Free Access 24 Telephone Banking
- Free Mobile Banking
Select Checking
- Minimum Balance to open account is $100.00
- Monthly Service charge of $7.00
With Select Checking you select the services you wish and disregard the ones you don’t:
- Free Wallet Checks
- Unlimited Check Writing
- 10% Discount on a Safe Deposit Box
- Accidental Death & Dismemberment Insurance
- 10,000 coverage - $1.00 per month
- 20,000 coverage - $2.00 per month
- 30,000 coverage - $3.00 per month
- ATM/Debit Card available
- Free 24/7 Online Banking & Billpay
- Free Access 24 Telephone Banking
- Free Mobile Banking
Direct Checking
- Minimum Balance to open account is $100.00
- Monthly Service charge of $3.00
- Unlimited Check Writing
- You must have One Deposit made by Electronic Funds Transfer (EFT) per month. (e.g., payroll check, SSI, Retirement)
- ATM/Debit Card available
- Free 24/7 Online Banking & Billpay
- Free Access 24 Telephone Banking
- Free Mobile Banking
NOW Account
- Minimum Balance to open account is $1,500.00
- To avoid the $10.00 service charge and receive Annual Percentage Yield (APY) you must:
- Maintain a $1,500.00 minimum balance
- Allowed up to 20 checks per month; $0.20 per item thereafter
- Interest Rate – see Rates
- ATM/Debit Card available
- Free 24/7 Online Banking & Billpay
- Free Access 24 Telephone Banking
- Free Mobile Banking
NSU Faculty Account
- Minimum Balance to open account is $10.00
- NO Monthly Service charge
- Allowed up to 10 checks per month; $0.20 per item thereafter
- ATM/Debit Card available
- Free 24/7 Online Banking & Billpay
- Free Access 24 Telephone Banking
- Free Mobile Banking
Account restricted to NSU Faculty members only
Hi-Fi Money Market Account
- Minimum Balance to open account is $2,500.00
- Minimum balance to avoid $10.00 Service charge and to receive Annual Percentage Yield (APY) you must:
- Maintain a $2,500.00 minimum balance
- Withdrawal Restrictions apply:
- You are limited to Six (6) Pre-authorized Transactions per month and no more than Three (3) of which may be by check, debit card, or similar order made to third parties.
- There is a $5.00 service charge for each transaction over Six (6)
- Interest Rate – see Rates
- ATM/Debit Card available
- Free 24/7 Online Banking & Billpay
- Free Access 24 Telephone Banking
- Free Mobile Banking
Investment Checking
- Minimum Balance to open account is $10,000.00
- Minimum balance to avoid $10.00 Service charge and to receive Annual Percentage Yield (APY) you must:
- Maintain a $2,500.00 minimum balance
- Tiered Interest method
- No interest on balances of $0.00 - $2,499.99
- Savings Rate on balances of $2,500.00 - $9,999.99
- Investment Checking 30 Day rate on balances of $10,000.00 – 24,999.99
- Investment Checking 60 Day rate on balances of $25,000.00 – 49,999.99
- Investment Checking 90 Day rate on balances of $50,000.00 and up.
- Allowed up to 20 Checks per month; $0.20 per item thereafter
- Interest Rates – see Rates
- ATM/Debit Card available
- Free 24/7 Online Banking & Billpay
- Free Access 24 Telephone Banking
- Free Mobile Banking