Personal Checking

Checking Accounts at a Glance

Find the account that fits you BEST!

  Interest Bearing Min. Balance to Open Min. Balance to Avoid Fees Monthly Service Charge Highlights
Basic Checking No $100 $800 $7 *First 20 Checks Free
Student Checking No $100 N/A $5 *Students Only
*First 10 Checks Free
Lucky 55 Checking No $100 $400 $4 *Unlimited Check Writing
Select Checking No $100 N/A $7 *Free Wallet Checks
*Unlimited Check Writing
*10% Safe Deposit Box Discount
*Insurance Coverage at Add'l charge
Direct Checking No $100 N/A $3 *Unlimited Check Writing
NOW Account Yes $1,500 $1,500 $10 *First 20 Checks Free
*Earn a interest rate on balances of $1,500.00 and above
NSU Faculty Account No $10 N/A N/A *NSU Faculty Members Only
*First 10 Checks Free
Hi-Fi Money Market Yes $2,500 $2,500 $10 *Withdrawal Restrictions Apply
*Earn a interest rate on balances of $2,500.00 and above
Investment Checking Yes $10,000 $2,500 $10 *First 20 Checks Free
*Earn a interest rate on balances of $1,500.00 and above
All Checking Accounts include FREE Online Banking & Billpay

 

Basic Checking

  • Minimum balance to open account is $100.00
  • To avoid the $7.00 service charge you must:
    • Maintain a $800.00 minimum balance
  • Allowed up to 20 checks per month; $0.20 per item thereafter
  • ATM/Debit Card available
  • Free 24/7 Online Banking & Billpay
  • Free Access 24 Telephone Banking
  • Free Mobile Banking

Student Checking

  • Minimum balance to open account is $100.00
  • Monthly Service charge of $5.00
  • Allowed up to 10 checks per month; $0.20 per item thereafter
  • ATM/Debit Card available
  • ATM/Debit Card available
  • Free 24/7 Online Banking & Billpay
  • Free Access 24 Telephone Banking
  • Free Mobile Banking

Account restricted to Students only

Lucky 55 Checking

  • Minimum balance to open account is $100.00
  • To avoid the $4.00 Service charge you must:
    • Maintain a $400.00 minimum balance
  • Unlimited Check Writing
  • ATM/Debit Card available
  • Free 24/7 Online Banking & Billpay
  • Free Access 24 Telephone Banking
  • Free Mobile Banking

Select Checking

  • Minimum Balance to open account is $100.00
  • Monthly Service charge of $7.00

With Select Checking you select the services you wish and disregard the ones you don’t:

  • Free Wallet Checks
  • Unlimited Check Writing
  • 10% Discount on a Safe Deposit Box
  • Accidental Death & Dismemberment Insurance
    • 10,000 coverage - $1.00 per month
    • 20,000 coverage - $2.00 per month
    • 30,000 coverage - $3.00 per month
  • ATM/Debit Card available
  • Free 24/7 Online Banking & Billpay
  • Free Access 24 Telephone Banking
  • Free Mobile Banking

Direct Checking

  • Minimum Balance to open account is $100.00
  • Monthly Service charge of $3.00
  • Unlimited Check Writing
  • You must have One Deposit made by Electronic Funds Transfer (EFT) per month. (e.g., payroll check, SSI, Retirement)
  • ATM/Debit Card available
  • Free 24/7 Online Banking & Billpay
  • Free Access 24 Telephone Banking
  • Free Mobile Banking

NOW Account

  • Minimum Balance to open account is $1,500.00
  • To avoid the $10.00 service charge and receive Annual Percentage Yield (APY) you must:
    • Maintain a $1,500.00 minimum balance
  • Allowed up to 20 checks per month; $0.20 per item thereafter
  • Interest Rate – see Rates
  • ATM/Debit Card available
  • Free 24/7 Online Banking & Billpay
  • Free Access 24 Telephone Banking
  • Free Mobile Banking

NSU Faculty Account

  • Minimum Balance to open account is $10.00
  • NO Monthly Service charge
  • Allowed up to 10 checks per month; $0.20 per item thereafter
  • ATM/Debit Card available
  • Free 24/7 Online Banking & Billpay
  • Free Access 24 Telephone Banking
  • Free Mobile Banking

Account restricted to NSU Faculty members only

Hi-Fi Money Market Account

  • Minimum Balance to open account is $2,500.00
  • Minimum balance to avoid $10.00 Service charge and to receive Annual Percentage Yield (APY) you must:
    • Maintain a $2,500.00 minimum balance
  • Withdrawal Restrictions apply:
    • You are limited to Six (6) Pre-authorized Transactions per month and no more than Three (3) of which may be by check, debit card, or similar order made to third parties.
    • There is a $5.00 service charge for each transaction over Six (6)
  • Interest Rate – see Rates
  • ATM/Debit Card available
  • Free 24/7 Online Banking & Billpay
  • Free Access 24 Telephone Banking
  • Free Mobile Banking

Investment Checking

  • Minimum Balance to open account is $10,000.00
  • Minimum balance to avoid $10.00 Service charge and to receive Annual Percentage Yield (APY) you must:
    • Maintain a $2,500.00 minimum balance
  • Tiered Interest method
    • No interest on balances of $0.00 - $2,499.99
    • Savings Rate on balances of $2,500.00 - $9,999.99
    • Investment Checking 30 Day rate on balances of $10,000.00 – 24,999.99
    • Investment Checking 60 Day rate on balances of $25,000.00 – 49,999.99
    • Investment Checking 90 Day rate on balances of $50,000.00 and up.
  • Allowed up to 20 Checks per month; $0.20 per item thereafter
  • Interest Rates – see Rates
  • ATM/Debit Card available
  • Free 24/7 Online Banking & Billpay
  • Free Access 24 Telephone Banking
  • Free Mobile Banking