Current Rates

Effective 6/24/2013

Interest Checking & Savings Accounts

Product Interest Rate Annual Percentage Yield²

Min. Balance to Receive APY

NOW Account¹ 0.15% 0.15% $1,500.00
Investment Checking Base Rate 0.15% 0.15% $2,501.00 - 10,000.00
Investment Checking Tier 1 0.15% 0.15% $10,001.00 - 25,000.00
Investment Checking Tier 2 0.15% 0.15% $25,001.00 - 50,000.00
Investment Checking Tier 3 0.15% 0.15% $50,001.00 +
Savings Account 0.13% 0.13% $0.00
Commercial Checking Plus 0.10% 0.10% $20,000.00

 

Certificates of Deposit

Product Interest Rate Annual Percentage Yield² Min. Balance to Receive APY
90 - 179 Days 0.12% 0.12% $0.00
6 Months 0.20% 0.20% $0.00
1 Year 0.40% 0.40% $0.00
18 Months 0.45% 0.45% $0.00
2 Years 0.55% 0.55% $0.00
3 Years 0.58% 0.58% $0.00
5 Years 0.95% 0.95% $0.00

 

Money Market Accounts

Product Interest Rate Annual Percentage Yield² Min. Balance to Receive APY
Hi Fi Money Market 0.15% 0.15% $2,500.00

 

Individual Retirement Accounts

Product Interest Rate Annual Percentage Yield² Min. Balance to Receive APY
IRA Rate 1.30% 1.31% $0.00

 

*A substantial penalty may be imposed for early withdrawal on some accounts.
¹
Not available to corporations.
²Fees charged may reduce earnings.