Current Rates
Effective 11/27/2012
Interest Checking & Savings Accounts
| Product |
Interest Rate |
Annual Percentage Yield² |
Min. Balance to Receive APY
|
| NOW Account¹ |
0.21% |
0.21% |
$1,500.00 |
| Investment Checking Base Rate |
0.21% |
0.21% |
$2,501.00 - 10,000.00 |
| Investment Checking Tier 1 |
0.21% |
0.21% |
$10,001.00 - 25,000.00 |
| Investment Checking Tier 2 |
0.21% |
0.21% |
$25,001.00 - 50,000.00 |
| Investment Checking Tier 3 |
0.21% |
0.21% |
$50,001.00 + |
| Savings Account |
0.18% |
0.18% |
$0.00 |
| Commercial Checking Plus |
0.25% |
0.25% |
$20,000.00 |
Certificates of Deposit
| Product |
Interest Rate |
Annual Percentage Yield² |
Min. Balance to Receive APY |
| 90 - 179 Days |
0.12% |
0.12% |
$0.00 |
| 6 Months |
0.29% |
0.29% |
$0.00 |
| 1 Year |
0.50% |
0.50% |
$0.00 |
| 18 Months |
0.65% |
0.65% |
$0.00 |
| 2 Years |
0.74% |
0.74% |
$0.00 |
| 3 Years |
0.82% |
0.82% |
$0.00 |
| 5 Years |
1.25% |
1.26% |
$0.00 |
Money Market Accounts
| Product |
Interest Rate |
Annual Percentage Yield² |
Min. Balance to Receive APY |
| Hi Fi Money Market |
0.21% |
0.21% |
$2,500.00 |
Individual Retirement Accounts
| Product |
Interest Rate |
Annual Percentage Yield² |
Min. Balance to Receive APY |
| IRA Rate |
1.49% |
1.50% |
$0.00 |
*A substantial penalty may be imposed for early withdrawal on some accounts.
¹Not available to corporations.
²Fees charged may reduce earnings.