Personal Savings

Basic Savings

  • Minimum balance to open account is $100.00
  • To avoid the $2.00 service charge and receive the Annual Percentage Yield (APY) you must:
    • Maintain a $100.00 minimum balance
  • Allowed up to 3 withdrawals per quarter; $2.00 per withdrawal thereafter
  • Interest Rate – see Rates
  • Free 24/7 Online Banking & Billpay
  • Free Access 24 Telephone Banking
  • Free Mobile Banking

Christmas Club

  • Minimum balance to open account is $10.00
  • NO Monthly Service charge
  • No Interest is earned on this account.
  • No Withdrawals are permitted on this account
  • A check for the accumulated balance is mailed in November of each year.

Shoe Box Savings

  • Minimum balance to open account is $25.00
  • NO Monthly Service charge
  • Allowed up to 3 withdrawals per quarter; $2.00 per withdrawal thereafter
  • Interest Rate – see Rates
  • You must maintain a minimum balance of $25.00 to receive the Annual Percentage Yield (APY)
  • Free 24/7 Online Banking & Billpay
  • Free Access 24 Telephone Banking
  • Free Mobile Banking