Privacy Policy

FACTS	WHAT DOES CITY BANK & TRUST CO. DO WITH YOUR PERSONAL INFORMATION?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and Income Account balances and Checking account information Payment history and Credit history When you are no longer our customer, we continue to share your information as described in this notice.

How?	All Financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons City Bank & Trust Co. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does City Bank & Trust Co. Share?

Can you limit this sharing?

For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

For our marketing purposes –
to offer our products and services to you

For joint marketing with other financial companies

We Don't Share

For our affiliates’ everyday business purposes –
information about your transactions and experiences

Yes

We Don't Share

For our affiliates’ everyday business purposes –
information about your creditworthiness

We Don't Share

For our nonaffiliates to market to you

We Don't Share

Questions?

Call 318-352-4416 or stop into any branch.

Who we are
Who is providing this notice?	City Bank & Trust Co.
What we do
How does City Bank & Trust Co. protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does City Bank & Trust Co. collect my personal information?	We collect your personal information, for example, when you Open an account or Deposit money Apply for a loan or Use your debit card Pay your bills
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for non-affiliates to market you
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. City Bank & Trust Co. has no affiliates.
Non-affiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. City Bank & Trust Co. does not share information with nonaffiliates.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. City Bank & Trust Co. does not jointly market.