Current Rates

Effective 2/6/2018

Interest Checking & Savings Accounts

Product Interest Rate Annual Percentage Yield²

Min. Balance to Receive APY

NOW Account¹ 0.25% 0.25% $1,500.00
Investment Checking Tier 1 0.89% 0.89% $10,000.00 - 24,999.99
Investment Checking Tier 2 0.90% 0.90% $25,000.00 - 49,999.99
Investment Checking Tier 3 0.98% 0.98% $50,000.00 +
Savings Account 0.25% 0.25% $0.00
Commercial Checking Plus 0.20% 0.20% $20,000.00

 

Certificates of Deposit

Product Interest Rate Annual Percentage Yield² Min. Balance to Receive APY
90 - 179 Days 0.28% 0.28% $0.00
6 Months 0.40% 0.40% $0.00
1 Year 0.62% 0.62% $0.00
18 Months 0.72% 0.72% $0.00
2 Years 0.90% 0.90% $0.00
3 Years 1.00% 1.00% $0.00
4 years 1.10% 1.10% $0.00
5 Years 1.30% 1.31% $0.00

 

Money Market Accounts

Product Interest Rate Annual Percentage Yield² Min. Balance to Receive APY
Hi Fi Money Market 0.25% 0.25% $2,500.00

 

Individual Retirement Accounts

Product Interest Rate Annual Percentage Yield² Min. Balance to Receive APY
IRA Rate 1.45% 1.46% $0.00

 

*A substantial penalty may be imposed for early withdrawal on some accounts.
¹
Not available to corporations.
²Fees charged may reduce earnings.