City Bank & Trust Company


Mortgage Loans

Zero Closing Cost Home Mortgage

City Bank and Trust Co. is excited to announce a new in-house mortgage loan product. This Zero Closing Cost Home Mortgage loan will provide our customers with a new option to get in their dream home!

This no cost product features a tiered system which is driven by your credit score, and is intended to be used for the financing and refinancing of traditional-built primary or secondary residences. Your loan will never be sold to the secondary market and will stay with City Bank for the duration of the agreement.
What does “no cost” mean? This means that City Bank will not charge an origination or documentation fee, will pay for the appraisal of the home, and cover all attorney’s fees including the cost of title insurance (lender’s title only), and all mortgage recording fees.
Interest rates are published every Monday. Contact your Loan Officer today for more information.
Why Choose the Zero Closing Cost Home Mortgage?
City Bank is the bank where tradition meets tomorrow. This new loan option provides customers with the customer service and convenience of their hometown bank, while giving the customer flexibility with the up-front costs associated with buying a home. This product is available at each of our locations in Natchitoches, La., Campti, La., Many., La., and at the Bossier/Caddo Loan Production Office. Contact a Loan Officer today at by clicking here

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