City Bank & Trust Company

Personal Checking

The Right Account for Every Stage of Life

Your checking account should match your financial needs, lifestyle, and goals. At City Bank & Trust Company, we offer a variety of personal checking options, each designed to provide flexibility, convenience, and security. Whether you’re a student, an educator, or simply looking for a straightforward account, we have an option for you.

Why Bank with City Bank & Trust?

  • Multiple Account Choices – From simple, no-frills accounts to premium checking with exclusive perks.
  • 24/7 Digital Banking – Manage your money with online banking, mobile apps, bill pay, and Access 24 telephone banking.
  • VISA® Debit Card – Get easy access to your funds at ATMs nationwide.
  • Local Support, Personal Service – Our team is here to guide you in choosing the account that fits your needs.
  • Transparent Fees & Options – Avoid monthly service charges by maintaining a minimum balance or choosing fee-friendly accounts.
Personal Checking at City Bank and Trust Company

At A Glance

personal Checking Accounts

Educator

Educator Icon

Account restricted to educators and school staff members only.

Benefits of Choosing City Bank Checking

  • Free online and mobile banking with bill pay
  • Secure debit card transactions with fraud monitoring
  • Overdraft protection options available
  • Access to thousands of ATMs nationwide
  • Personalized service at your local branch

Ready to Get Started?

Open your personal checking account today and experience local banking with modern convenience.

Contact Us | Find a Branch

convenient banking with a little something extra!

Online Banking, Zelle, Card Control and more!

View all of the Lagniappe services your personal checking account offers.