X

Online Banking

REGISTER NOW
Forgot Username?

X

Mobile Banking

Enjoy access to your bank accounts anywhere, anytime. Download our Mobile Banking apps

 

iOs App

Android App

City Bank & Trust Company

Please be advised that our website is scheduled for maintenance on July 7, 2026. During this time, the site may be temporarily unavailable or experience limited functionality. We apologize for any inconvenience and appreciate your patience as we complete these updates.

Facebook Youtube Instagram
Online Banking - City Bank & Trust Company - Natchitoches, La

Next Gen Checking

Personal Checking Accounts

Parents and teen making a payment online using the Next Gen Checking account card

Next Gen Checking

A teen checking account designed for real-world money management
City Bank’s Next Gen Checking is designed to help teens ages 13-17 learn smart money management with the guidance and oversight of a parent or guardian. This account gives young account holders a safe way to begin managing money, using a debit card and building responsible banking habits while still having support along the way.
With no monthly service charge, no early close-out fee and easy digital banking access, Next Gen Checking helps teens take their first step toward financial independence in a secure, controlled banking environment.
Account Overview

Eligible Age: 13-17 years old
Minimum Opening Deposit: $25
Monthly Service Charge Fee: None
Debit Card: Visa® Debit Card for teen only
Online/Mobile Banking: Included
Online/Mobile Access: View only
eStatements: Required
Checks: No check orders permitted
Cash Withdrawals in Branch: Parent or guardian required
Early Close-Out Fee: None

Account Features
Banking Access Built for Teens

Next Gen Checking gives teens access to everyday banking tools while maintaining important safeguards for parents and guardians.

Account features include:

  • Visa® Debit Card for everyday purchases
  • Online and mobile banking access
  • View-only online/mobile access for the teen
  • Required eStatements
  • No check orders permitted
  • Parent or guardian required for in-branch cash withdrawals
  • No monthly service charge
  • No early account closure fee
Benefits of Next Gen Checking

Next Gen Checking is built to encourage financial responsibility while giving parents and guardians peace of mind.

This teen checking account:

  • Encourages smart money management
  • Provides a safe and controlled banking environment
  • Offers parent or guardian oversight and support
  • Provides easy digital banking access
  • Allows joint ownership for monitoring and guidance
  • Helps teens learn how to manage spending and account activity
  • Gives teens experience with debit card use before adulthood
Important Account Requirements

To open a Next Gen Checking account, the teen must be between the ages of 13 and 17. A minimum opening deposit of $25 is required.

The minor will need:

  • An email address for eStatements
  • A Social Security card
  • Parent or guardian joint ownership
Help your teen take the next step

Next Gen Checking is a simple way to help your teen learn how to manage money with confidence. With digital banking access, debit card convenience and parent or guardian oversight, this account provides the tools and support needed to build smart financial habits early.

Visit your nearest City Bank location to learn more about opening a Next Gen Checking account.

Back to Personal Checking

convenient banking with a little something extra!

Online Banking, Zelle, Card Control and more!

View all of the Lagniappe services your personal banking account offers.

View Lagniappe Services