City Bank & Trust Company

Automated Teller Machine (ATM) - Business

Business ATM Services from City Bank & Trust

Fast, Secure, and Accessible Business ATM Banking—When You Need It Most

At City Bank & Trust, we know your business moves fast—and you need banking solutions that move with you. That’s why our Business ATM Services are built for efficiency, flexibility, and 24/7 access. Whether you’re checking balances, withdrawing cash, or accessing a credit line, our ATM network helps you manage your business finances with confidence.

Key Features of Business ATM Transactions

Efficient Cash Access for Business Accounts

Easily access cash or check balances using your City Bank Business VISA® Debit Card at any City Bank ATM. Whether you’re on the road or managing daily operations, our ATM services for business accounts are designed to keep your cash flow moving.

Cash Advances for Business Credit Cards

Need to access funds quickly?
Use your City Bank Business VISA® Credit Card at an ATM to obtain secure cash advances. It’s a fast, reliable way to cover immediate business expenses when you need it most.

Transaction Fees at Non-City Bank ATMs

If you use your City Bank Business Debit Card at ATMs outside the City Bank network, the following fees apply:

  • $1.00 per transaction
  • Additional foreign transaction fees may apply, depending on the ATM operator

For maximum value, we recommend using City Bank ATMs whenever possible.

How to Use City Bank ATMs for Business Banking

Here’s how to access your business account quickly and safely at any City Bank ATM:

  1. Insert your City Bank Business Debit or Credit Card
  2. Enter your secure PIN
  3. Choose the desired transaction (withdraw, balance inquiry, cash advance, etc.)
  4. Follow on-screen instructions
  5. Collect your card, cash, and receipt

Pro Tip: Many business owners use ATMs as part of a daily or weekly cash flow routine—saving time and avoiding branch wait times.

Why Use City Bank ATM Services for Your Business?

  • 🕓 24/7 Access to funds—perfect for after-hours operations
  • 📊 Streamlined Cash Management through fast balance inquiries and withdrawals
  • 💵 Simple, Transparent Fee Structure for non-City Bank ATM usage
  • 🔒 Secure Transactions with encrypted PIN entry and fraud monitoring

Eligibility & Requirements

City Bank Business ATM Services are available to:

  • Business checking or savings account holders
  • City Bank Business VISA® Debit or Credit Card holders
  • Users with active, secure PINs for ATM access

If you’re not yet enrolled, contact a City Bank business banking specialist to get started.

Security Tips for Business ATM Transactions

Protecting your business accounts is a top priority. Follow these best practices:

  • Keep your PIN confidential and avoid sharing with employees unless necessary
  • Monitor your account regularly for unauthorized transactions
  • Use ATMs in well-lit, secure areas
  • Immediately report lost or stolen cards

Support & Assistance

Need help with an ATM transaction or card issue?

  • Report lost/stolen debit or credit cards: Call (555) 987-6543
  • Business banking support: Reach our team Monday–Friday, 8am–6pm
  • Visit your nearest branch or use online banking to manage your card settings

Frequently Asked Questions (FAQs)

  1. What transactions can I perform with my business account at a City Bank ATM?
    You can withdraw cash, check your account balance, and access cash advances with eligible cards.
  2. Can I check my business account balance at any ATM?
    Yes, but balance inquiries are fee-free at City Bank ATMs only. Non-network ATMs may charge additional fees.
  3. Are there fees for using non-City Bank ATMs with my business debit card?
    Yes. A $1.00 fee per transaction applies, along with any foreign transaction fees from the ATM provider.
  4. How do I get a cash advance with my City Bank Business VISA Credit Card?
    Insert your credit card at the ATM, enter your PIN, and select the cash advance option.
  5. Is there a daily limit for business ATM withdrawals?
    Yes. For your protection, withdrawal limits apply. Contact your banker or check online banking for your limit.
  6. What should I do if my business debit or credit card is lost or stolen?
    Call us immediately to freeze the card and prevent unauthorized access.
  7. Can I deposit cash or checks for my business account at City Bank ATMs?
    Some City Bank ATMs accept deposits. Use our ATM locator to find deposit-enabled machines.
  8. What are the security measures for business ATM transactions?
    All ATMs use encrypted PIN entry, fraud detection, and secure card readers to protect your information.
  9. Are City Bank ATMs accessible 24/7 for business transactions?
    Yes. Most locations are available 24/7, ensuring your business has access to funds anytime.
  10. How can I locate the nearest City Bank ATM for my business needs?
    Use our ATM Locator Tool online or in the City Bank mobile app for real-time ATM locations.

Take Control of Your Business Cash Flow Today

With City Bank Business ATM Services, your business stays nimble, secure, and always connected.
Ready to optimize your cash management?
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