Individual Retirement Account (IRA) Personal Investment Accounts Hi-Fi Money Market Investment Checking Certificate of Deposit Individual Retirement Account Hi-Fi Money Market Investment Checking Certificate of Deposit Individual Retirement Account Home » Personal » Personal Investment » Individual Retirement Account Individual Retirement Account (IRA) Minimum balance to open account is $100.00NO Monthly Service chargeInterest will be compounded and credited Semi-Annually. Back to Personal INVESTMENT convenient banking with a little something extra! Online Banking, Zelle, Card Control and more! View all of the Lagniappe services your personal banking account offers. View Lagniappe Services